Intro
1. Learn Vocabulary - Learn some new vocabulary before you start the lesson.
2. Read and Prepare - Read the introduction and prepare to hear the audio.
It’s common to have anxiety over your education. After all, it takes a lot of time and effort to be a student! A good student needs to attend classes, do homework, study for tests, and shouldn’t forget about hobbies and friends.
While education can improve life, it is a huge expense for many people. Some students get financial help from their family or government. Other students may work a job and study at the same time. However, if a student still doesn’t have enough money to pay for school, they might have to borrow money from a bank. This allows the student to get an education, but it also means they will need to repay the loan at a future date.
Kelsey and Andy are talking about the necessary evil of student loans. Find out what they think in today’s English lesson.
Dialog
1. Listen and Read - Listen to the audio and read the dialog at the same time.
2. Study - Read the dialog again to see how the vocab words are used.
Kelsey: Hey Andy, I have great news! I just got approved for an income-based repayment for my student loans.
Andy_H: That’s fantastic! Well, I’m really glad that you’re making headway on getting those payments paid!
Kelsey: Yeah, I’ve been having a lot of anxiety over getting them paid off, and even with this repayment plan, I still have a bit of fear about it.
Andy_H: Well, you know, I understand where people can get really anxious about needing to pay off their student loans, but take me, for example. I understood that, when I was young I needed to go to college, which was a huge expense but instead of looking at it as some kind of necessary evil, I focused on how this was an investment in my future.
Kelsey: You know, I do agree with that. I really value the education I got. I just wish I didn’t have to work two jobs right now to pay it all off.
Andy_H: And I feel you, sister. I am working my tail off, but when I think of where I am right now, it really makes me happy that there were these kinds of establishments that allowed me to borrow money so that I could get an education, even if they are really expensive.
Grammar Point
Go Super to learn "Phrasal Verbs" from this lesson
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Discussion
Kelsey has good news! She is happy that she now has an income-based repayment plan for her student loans. She still has a little anxiety about paying off all her loans, and she is working two jobs to make the payments.
Like Kelsey, Andy is also working his tail off. He always knew that student loans would be a good investment in his future, and that’s why he thinks of these loans as a necessary evil. Andy is grateful that he was able to borrow money to pay for school. He congratulates Kelsey on making headway with her payments.
How do you pay for school? Do loans give you anxiety, or do you think they are a good investment?
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